Cash Is Trash, Don’t Fund Your Savings Account, Do This Instead…

Interest rates are at all-time lows, with many savings accounts and money markets paying less than 1% interest. The Capital One savings account currently offers 1% APY, meaning you’ll make $1 per year for every $100 invested.

Meanwhile, many Capital One credit cards charge 15–24% APY, meaning you owe $24 for every $100 late payment.